Keep your trade risks under control with Coface trade credit insurance

Safeguard your cash flow and Minimize credit risk

Protect your accounts receivables with trade credit insurance for small businesses

4 out of 10 very small businesses face risks due to customer non-payment. Late payments impact cash flow, productivity, and growth. Secure your B2B invoices with credit insurance from Coface. Indemnify losses from unpaid invoices and cover sales with our small business solution. Benefit from expert risk analysis and safeguard your cash flow.

  • Indemnify your losses

    Should collection take longer than expected or fail entirely, Coface indemnifies the loss you incurred from unpaid invoices. Use our small business credit insurance solution to safeguard your cash flow and margin.

  • Cover your invoices

    Check what Coface think about your clients’creditworthiness and cover your sales. Coface’s opinions are based on our worldwide network of risk experts with their local knowledge about your prospects or customers. They analyse the relevant financial data on companies, sectors and country risks on an ongoing basis so we can alert you to potential risks.

  • Collect your receivables

    Save time and focus on developing your small company: we manage the collection of your receivables domestically and across the globe for you. Optimise your collection rates and maintain your trade relations backed up by our capable teams!

Contact our Coface Credit Risk Management Expert and Learn More :

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Expand your business with absolute confidence

Manage your commercial development worry-free: take advantage of our credit opinions and real-time monitoring of your clients’ and prospects’ solvency. 

Our credit-insurance solution for small businesses helps give you an even greater competitive edge since it fine-tunes the credit conditions granted to your customers.

Are you looking for new markets? Coface protects your turnover while you explore business opportunities domestically and / or abroad.

Become a good customer for your bank

Guarantee your invoices with our solution and boost your trustworthiness with your financial partners.

Think about it: opting for a credit insurance policy improves your terms for borrowing and helps you access overdraft facilities.

Shield your most crucial asset

With Coface’s SME trade credit insurance for small businesses, you can avoid late payments and unpaid debts. Safeguard your accounts receivables. Focus on growing your business.

  • 80% of small businesses are faced with unpaid debts

    Small businesses are confronted with bad debtors on a regular basis, and have to work extremely hard to ensure their debts are settled.

  • 25% of small business failures are the result of unpaid debts

    Two out of three companies pay their sub-contractors or suppliers late. This is the root cause of nearly a quarter of all bankruptcies of very small businesses.

  • 40% of the assets of small businesses are customer loans

    Late payments and unpaid invoices represent almost 40% of small business assets. Accounts receivables are a significant burden, which strengthens the case for managing your credit risk properly.

Credit Insurance

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The results are clear-cut: since 2008, Diagast has not had any unpaid invoices on the events covered.


Our regular interactions with the teams at Coface help us analyse, evaluate and prevent our risks.


Customer default is a major risk. Coface credit insurance protects our turnover.

Frequently Asked Questions